Free Micro Business Checking

You’re a (really) small business. We are the bank that understands small businesses (it’s in our name) and we designed our Micro Business Checking account just for you.  No minimum balance, no limits, and no monthly fee if you use your debit card 10 times per month. Sound good? Apply today!

portrait of waitress showing chalkboard with open sign at coffee shop Photo credit: http://www.123rf.com/profile_wavebreakmediamicro

Account Features

In addition to an account with no minimum balance, no transaction limits, and no monthly fee, you also get:

It’s easy to open a free, FDIC-insured checking account from Small Business Bank

Please note: All accounts require a minimum initial deposit of $100 to open. Deposit must be made by debit/credit card or ACH.

Account Features

In addition to an account with no minimum balance, no transaction limits, and no monthly fee, you also get:

It’s easy to open a free, FDIC-insured checking account from Small Business Bank

Please note: All accounts require a minimum initial deposit of $100 to open. Deposit must be made by debit/credit card or ACH.

Bank Where You Live

We serve customers in all 50 states. This means that, no matter where you’re located—from coast to coast, region to region— you can bank with us.

Our friendly Kansas-based Customer Support team is standing by, ready to help you fulfill all of your business banking needs.

Sole Proprietor Accounts

We cannot open a sole proprietor account from a state that does not require the formal registration of a legal fictitious business name (FBN). For a list of states that do not require the formal registration of a legal fictitious business (or trade) name, please consult your state’s filing or register office.
Small Business Bank will continue to accept new account applications for businesses duly registered in the state of formation:

  • Limited Liability Corporations or Partnerships (LLC)
  • S or C Corporations
  • Professional Corporations or Associations (PC or PA)
  • General (GP) or Limited Partnerships (LP)

Please note: We cannot open sole proprietorships or general partnership accounts for the following states:

Bank Where You Live

We serve customers in all 50 states. This means that, no matter where you’re located—from coast to coast, region to region— you can bank with us.

Our friendly Kansas-based Customer Support team is standing by, ready to help you fulfill all of your business banking needs.

Sole Proprietor Accounts

We cannot open a sole proprietor account from a state that does not require the formal registration of a legal fictitious business name (FBN). For a list of states that do not require the formal registration of a legal fictitious business (or trade) name, please consult your state’s filing or register office.
Small Business Bank will continue to accept new account applications for businesses duly registered in the state of formation:

  • Limited Liability Corporations or Partnerships (LLC)
  • S or C Corporations
  • Professional Corporations or Associations (PC or PA)
  • General (GP) or Limited Partnerships (LP)

Please note: We cannot open sole proprietorships or general partnership accounts for the following states:

  • California
  • Connecticut
  • Delaware
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Maine
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • New Jersey
  • New York
  • North Carolina
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • West Virginia

Not every business will qualify for this account, if you are a non-profit, investment, or an asset holding company we may still be able to provide and account for you, please click here for more information or contact us