Posts by PTSM

Unexpected expenses can throw your finances off balance, leaving you in a tight spot. For example, more than 47% of Americans would reportedly struggle with a $400 surprise expense. In such cases, quick loans for bad credit can help you cover emergency expenses. So whether you need to pay for urgent medical care or critical…

Equipment financing loans can be an excellent option for businesses. For example, 2020 saw $43.3 billion from equipment finance companies go to small and medium-sized businesses in the United States. These loans allow you to borrow money to buy the needed equipment, then pay it back with interest. This piece will examine equipment financing loans,…

With the latest numbers indicating 32.5 million small businesses in the U.S., many entrepreneurs are looking for stable funding. Whether you need working capital, are looking to purchase equipment or inventory, or seeking to finance a significant expansion, a small business loan can provide the necessary funds to help you achieve your goals. This blog…

As a small business owner, taking advantage of all the tax deductions available is crucial to maximizing your profits and minimizing your tax liability. For example, many entrepreneurs have taken advantage of IRS Code 179 tax deductions for small business. However, many business owners are unaware of all the deductions available or do not keep…

Starting a new business and joining the 33.2 million business owners in the U.S. is an exciting and challenging undertaking. One of the first tasks you’ll need to tackle is setting up a business bank account. This step is crucial because it helps to separate your personal and business finances, which is essential for keeping…

Opening a bank account may seem daunting, but the cost can often be less than you think. Estimates place 81.5% of U.S. households in the category of “fully banked.” This group is taking full advantage of a checking or savings account with an FDIC-insured financial institution.  Additionally, there are several things to know when looking…

Small business owners often seek a business loan at some point to finance the growth and development of their company. But how much can you realistically expect to borrow? The answer depends on various factors, including the type of loan you seek, your business’s strength, and your credit history.  In this piece, we’ll go over…

While starting a business can bring excitement and rewards, it also involves numerous challenges and expenses. One way to alleviate some of these costs is by obtaining a startup business loan. With an average of $663,000, a startup business loan breathes life into numerous plans. A startup business loan is financing specifically designed for new…

A bad credit business loan can be challenging to find, but it’s not impossible. If you have a FICO score between 300 and 669, you’ll likely need to consider alternative funding solutions. But don’t fret! There are many banks and finance companies that have options to fit your small business needs. Learn more about how…

Looking to buy an existing business? You have come to the right place for some of the most informative content around this business practice. In fact, between 90-95% of entrepreneurs that buy existing businesses are still up and running 5 years later! Before you can purchase your dream business, you’ll first need to apply for…